They expend on average £192 a month – even though 1.2 million people spend more than £1,000 a month online on their credit cards, according the study from Sainsbury’s Finance.
Stuart McKeggie, head of cards at Sainsbury’s Finance, said: “The growth of online shopping in such a short time is staggering. Our research found that only 7% of credit card holders do not use their cards online.
Those who put the most online costs on their credit cards are aged between 35 and 44; with a typical monthly online spend of £214 on childrens bike or on the ski goggles and ski helmets.
It is followed by those aged between 45 and 54, who put an average of £207 of online spend on their credit card each month, on coats and jackets and snug boots while 18 to 24 year-olds spend least online on credit cards averaging £162.60 per month, on footwear like Globe trainers, mountain bikes, ed hardy, and converse trainers around £30 less than the national average.
Online credit card spending habits vary drastically between locations with those in the South East spending the most online with a credit card, an average of £236 per month, more than double the typical monthly online credit card spend in Scotland at £115.9.
The research suggested 5.9 million credit cardholders started shopping online in the past three years.
